RIMI Travel Insurance offers comprehensive travel insurance plans tailored for various needs, particularly focusing on visitors to Canada. It provides two primary plans: Standard and Enhanced, each offering a wide range of coverage for medical emergencies, trip cancellations, lost baggage, and more.
Key Features of RIMI Travel Insurance:
- Medical Coverage: Includes hospitalization, emergency medical services, and follow-up visits. Coverage limits can go up to $1,000,000, which is higher than many competitors.
- Pre-Existing Conditions: RIMI offers plans that cover stable pre-existing conditions, making it suitable for elderly travelers or those with ongoing medical issues. The stability period for pre-existing conditions is typically 90 days for those under 69 and 180 days for those over 70.
- Trip Cancellation and Interruption: Covers non-refundable travel expenses in case your trip is canceled or interrupted due to illness, injury, or other covered events.
- Baggage and Personal Belongings: Reimbursement for lost, stolen, or damaged luggage.
- Emergency Assistance: 24/7 assistance for medical or other travel emergencies, including travel delay support for meals, accommodations, and transportation.
Benefits for Specific Travelers:
- Super Visa Insurance: RIMI also offers Super Visa insurance for visitors to Canada, meeting the minimum $100,000 coverage required by Canadian immigration. Both the Standard and Enhanced plans provide this.
- Adventure and High-Risk Activities: Coverage for high-risk activities like skiing or scuba diving may not be included unless specified, so it’s essential to review policy details if you’re planning on engaging in such activities.
Considerations:
RIMI’s plans are competitively priced, particularly for visitors to Canada, but there are exclusions such as intentional acts or certain high-risk activities. It’s essential to review policy limitations and exclusions carefully, especially regarding pre-existing conditions or specific coverage for travel-related incidents.
For more details, you can explore RIMI Insurance’s offers through platforms like BestQuote to compare plans and select the best fit for your travel needs.
